NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 30- Splurge Wisely. We all need to splurge at times, but when you do make sure to be wise about it. It's one thing to splurge on ice cream once in awhile, but it's not a splurge if you do it every day. You also need to make sure you aren't splurging in every area of your life. If you want to splurge on cable/sattelite tv, perhaps choose not to splurge on going to the movies several times a month. If you like to get manicures maybe don't round off that trip with new clothes. If you really want to splurge right, budget some "mad money" so you don't have to feel guilty about spending it, and you probably shouldn't splurge on things you can't afford. Living within your means still applies.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 29- Try a warehouse club membership. I've talked about all the ways to save before. Even if you just buy gas and milk you will recoup your membership fee. Want to make it even better? Go in with a friend to split the membership costs. Most clubs offer a second card free, so split the cost. You could also go in with a bunch of friends to split packs of things you know you cannot use before they expire/go bad. Most clubs also offer your money back if you are dissatisfied with your membership, and most will give you your money back if you buy their house brand and it doesn't live up to your expectations. So it's worth a try in my book.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 28- Get out of debt. If you really want to save money, you need to get out of debt. Interest payments are just wasted money for you. Debt payments eat up money you could be using for something else.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 27- Utilize your local library. I've blogged about this before, but it really is a great way to save money. I go to the library often (we're talking once a week or more), and check out all sorts of things. They also offer great free programs. If ever I see a book that I'm interested in, I get it from the library and then I don't waste money buying it. If there's a movie I'm mildly interested in, I get it from the library (saving my redbox codes for movies I want to see).

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 26- Have dinner as a family at home. People spend a lot of money eating out. A lot of money. Even when it's fast food, it really adds up. Dinner at home doesn't have to be fancy, but even if it is chances are it will be cheaper. Eating at home also means you can control what goes into your foods, saving money on health costs down the road.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 25- Spend time with your family. How does this save you money? Showing love is about giving your time, not buying the coolest toy/gadget out there. Spend a night of week spending time with your family and you won't have to spend it paying for one more activity. You can do it in your home by playing board games, sharing a lesson (on budgeting, cooking, etc.), or buy many other free activities. Or you can go to a park, go for a walk, etc. The point is it's free.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 24- Avoid doing major shopping with your kids. Kids are notorious for "I want...," "Mommy can we buy this," etc. Sometimes we find ourselves going "if your good, I'll treat you to ____." Either way we may find ourselves buying things not on our list to keep the child from making a scene. Now I know this isn't always realistic, but there are options. 1)Swap errand time with another Mom. 2) Shop on your partner's watch. 3)If you really need to take them with you make sure they are well rested and with a full belly, and be aware of their schedule. If their nap time is in 30 min, it's probably not the best time to go grocery shopping. Also, bring snacks to the store, and if your going to Publix don't forget the free cookie at the bakery!

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 23- Never shop hungry. Or tired, angry, sad, depressed, or stressed out.Why? If you are hungry, everything looks good, and you make impulse buys. If you are tired, angry, depressed, or stressed out, you may be tempted to do some "retail therapy," but unfortunately this results in a lot of wasted money and large impulse buys. Even in the food store your more likely to buy that Ben and Jerry's full price because you feel sad and think that it will cheer you up. Stores are set-up to appeal to these moods, so avoid shopping when you feel that way.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 22- Have Patience. What does this have to do with saving money? A lot actually. If you have patience, you won't be tempted to buy something the moment it comes out. Or you can hold onto that great coupon you just got until you can match it with an equally awesome sale. What's the worst that can happen if you wait? You can still buy the product later or you forget you even wanted it and spend no money. Win-win.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 21- Enjoy God's Creations. Even if you aren't religious, this simply means get out there and enjoy the free things in life. Go to a local park. Lay out in your backyard and stare at the stars. Watch a sunrise or sunset. These things are free, but are a great way to relax or have fun.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 20- Utilize incentive programs. There are plenty of programs out there that offer money or points on products you already by, so you might as well use them. Upromise is a great example of this. There are tons more out there.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 19- Grow a garden. The up front cost is easily negated by the produce you will have, and you have all the comfort of knowing what has been sprayed on your plants. Gardening is also a great way to burn calories.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 18- Organize. If you don't know what you have, you don't know what you need. This keeps you from buying food and items you don't need, and keeps you from that ever money draining word of waste. The best way to organize? The one that you will keep up with.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 17- Reuse and reinvent. I've talked about buying reusable items over disposable, but there are other things you can reuse instead of buying a specialty item. Check out my posts here for more on that. Also, reinvent your food as well. If you are having trouble with waste from leftovers, reinvent them into a different meal.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 16- In relation to yesterday's tip about DIY, whenever you need to call a service person, do whatever you can to watch what they are doing. Why? Because next time you may be able to DIY. Don't be afraid to ask questions either. Also, by watching them you make sure they are doing the correct work.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 15- Become a DIY-er in your home. Basically, don't spend money on things you can do for yourself, like yard work or painting. Even minor plumbing and other work can be done by yourself. There's tons of websites devoted to showing you how to do these simple tasks, so no excuses.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 14- Shop in season. We've forgotten that there used to be a season to food. We now can get anything we want at any time of year, but we pay for it dearly. If we take the simple step of selecting foods that are in season right then, we will save some money.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 13- Shop Farmer's Markets! You can score some great deals on produce there. I went to my local market last week and got two zucchini, two squash, and two red bell peppers for $2! It's a great alternative to stores. Sure I still buy good sales on produce at the store, but by shopping your local farmers market you are supporting local business and getting fresh produce! Yum!

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 12- Beware of vampires. Energy vampires that is. Many things use energy even when you aren't using them. Invest in a power strip and use it to turn off those vampires. The most common vampires are cell phone chargers (without the phone plugged in), tvs, cable/satellite boxes, and anything that sits in a standby mode or has a clock on it.

NaBloPoMo

I've decided to participate in NaBloPoMo this month, which is National Blog Posting Month.

My month will be a "Month of Money Saving Tips." Each day for the entire month of November, I will give you a quick tip to help you save money!

Tip 11- Get Greener. When it comes to your utility bill, the best way to see savings is to make green switches. Change out your light bulbs, add insulation, opt for energy saving appliances,etc., and you will see a change in your utility bills.